We recognize your right to privacy at Peoples Bank. We recognize that you have a right to expect your personal financial information to remain private and secure. We believe your privacy should not be compromised, and we maintain standards to insure that your information is private and secure at all times. At the same time, we want to offer you a wide array of financial products and services. We believe we can do both through the privacy policy outlined below.

We collect non-public personal information about you from the following sources:

• Information we received from you on application or other forms;
• Information about your transactions with us or others; and
• Information we receive from a consumer-reporting agency.

We reserve the right to disclose any or all the information we collect as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose non-public personal information about you to others as permitted by law.

If you decide to close your accounts or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

We restrict access to your personal account information to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.